What is a cash flow calculator?

A cash flow calculator is a financial tool business owners and managers can use to know what their current cash flow is and analyze key factors affecting their company’s cash flow. This can help in uncovering the true financial health of your company and in projecting realistic future cash flows.

Where can I find a free cash flow calculator?

Here are a few useful online cash flow calculators you can use for free:

Entrepreneur.com
BPlans.com
Dinkytown.net
Sure Payroll

Why should I use a cash flow calculator?

Believe it or not, many businesses fail even when they are profitable. Why? Often, because they run out of cash. Cash is the lifeblood of any business. Without it, your business will not survive long. But even though sales are strong, there are a lot of things that can affect your cash flow, like rapid growth, carrying inventory, or your ability to collect on money owed you.

That’s where a cash flow calculator comes in. By entering and tweaking these variables, you can assess how much cash flow you really have, and plan for the future. Use this calculator to make realistic future cash flow projections, so that you won’t be surprised. Use it to help you see areas where you need to improve to boost cash flow, like in accounts receivable collection. At the end of the day, having a clear picture of your company’s cash flow will help you better meet your current obligations and build your business.